An expense tracker with no bank connection
Track your spending without ever handing over your bank logins. You decide what's tracked.
Free to start · No credit card · No bank connection
Plenty of finance apps insist on linking your bank account. If that makes you uneasy, you're not alone — and you don't have to accept it.
Claeva is built the opposite way. You add spending by chatting or snapping a receipt, so nothing is pulled from your accounts automatically. The AI does the categorizing; you stay in control of every entry.
No credentials, ever
Claeva never asks for bank logins or account access. There's nothing to link.
You choose what's tracked
Only the expenses you log are recorded — no automatic pull of your entire transaction history.
AI capture keeps it fast
Manual control doesn't mean slow: snap a receipt or type an expense and the AI handles the rest.
Your data stays yours
Your information powers your own insights only — never sold or shared — and you can delete it anytime.
Full tracker, no compromise
Budgets, pockets, tags, insights, and multi-currency support — all without bank sync.
Questions, answered
How does Claeva track spending without my bank?
You add each expense yourself by chatting or snapping a receipt. Claeva's AI reads and categorizes it, so logging stays fast even though nothing is pulled from your bank.
Is my data safe?
Your data is encrypted and only used to power your own insights. It's never sold or shared, and you can delete it at any time.
Do I miss out on features by not connecting a bank?
No. Budgets, pockets, tags, insights, forecasts, and multi-currency support all work with manual AI capture.
Track spending on your terms
Start free — no bank connection, no credentials, no setup.
Get started free